Mortgages and Encumbrances - Lawyers in the Philippines

Extrajudicial Settlement with Waiver of Rights: Tax Implications

by Atty. Francesco C. Britanico | Updated: Oct 9, 2025 | Land Cases, Land Law, Legal documents, Estate Law, Wills & Inheritance, Trusts and Wealth Management, Estate Taxes, Property Law, Title Issues, Ownership and Possession, Mortgages and Encumbrances

Learn how heirs can settle a deceased person’s estate without court, through an extrajudicial settlement with waiver of rights. Fast, legal, and practical...

Is a Deed of Absolute Sale Sufficient Proof of Ownership of Property in the Philippines?

by Atty. Francesco C. Britanico | Updated: Mar 25, 2025 | Land Cases, Land Law, Estate Law, Trusts and Wealth Management, Property Law, Sales & Transfers, Ownership and Possession, Mortgages and Encumbrances

A Deed of Absolute Sale is not complete proof of ownership and is not respected as such at government and private institutions and does not allow you to transfer or otherwise enter legal transactions with the land...

Cancellation of Encumbrance (Sec 7 RA 26)

by Atty. Francesco C. Britanico | Updated: Jul 13, 2025 | Family Law, Estate Law, Title Issues, Ownership and Possession, Mortgages and Encumbrances

Removing the annotation is important so that the title is clean and reassures potential buyers or institutions that there is no risk to the property...

Sample mortgage contract

by Atty. Francesco Britanico | Updated: May 11, 2023 | Blog, Property Law, Mortgages and Encumbrances

Mortgage agreements should be annotated on the Title to the property at the Register of Deeds in order to be effective against persons who are not party to the contract...